Streamline FHA
Quick and Easy Streamline Refinance Loans for Lowering Interest Rates Quickly

The FHA streamline loan is available exclusively for FHA customers who currently have a FHA mortgage that has not been delinquent in the last year. In 2009, FHA mortgage rates have continued to drop to record low proportions. Streamline FHA loans provide the rare opportunity for FHA borrowers to get a quick refinance loan if the FHA rates drop to a level that would lower their mortgage payment monthly. According to Scott Connel, a mortgage broker from California, "FHA streamline is a great loan for FHA customers, because the get rewarded with a lower rate for making their FHA loan payment on time and the FHA streamline refinance process is more automated than ever." Apply now and get a complimentary quote for FHA streamline rates and find out if you meet the FHA requirements for refinancing into a lower monthly payment.

No cash out is available with FHA streamline loans and a clean mortgage history over the last 12 months is essential. Cash refinancing is only available with the 203B rather than the streamline product. FHA credit requirements continue to maintain the most flexible guidelines for bad credit and lack of equity.