Most consumers interested in home financing online are looking to find a fixed 30-year mortgage from a lender they can trust. We offer fixed 30-year loans starting at 3.25% for qualified applicants. Our thirty year mortgages have no pre-payment penalty and the interest rate is fixed for the entire term of three hundred and sixty payments. If the FHA rates fall lower, you can always get a streamline into a lower fixed rate 30-year mortgage that has reduced costs for lender fees. In many cases borrowers are utilizing lender paid credits with "no cost loans" except on streamlines, because FHA prohibits that. Whether you are seeking a no cost option or simply financing the fees into the loan, we have affordable home loans with attractive 30-year fixed rates.
Find the Lowest 30-Year Mortgage Rates Online Today!
We provide 15 and 30-year terms with all our fixed rate FHA loan programs. Also consider the 3/1 and 5/1 ARM's that offer a discounted interest rate for three and five years respectively. The 30-year mortgage remains the most popular amongst first time home buying applicants in the United States.
Rate Disclosure: The payment on a $200,000 at 3.25% is $870.41.This rate includes $895 due at closing. The APR on this proposed loan is 3.36%. Please note that the payment used in the example above does not include property taxes, hazard insurance and mortgage insurance premiums that would be charged monthly.