As interest rates hit rock bottom more and more consumers are seeking FHA refi approvals. No longer is the Federal Housing Administration just offering home loans for first time home buyers. The FHA refi programs have become popular with homeowners who have less than perfect credit or not enough equity for traditional refinancing.
Do I always have to pay monthly mortgage insurance with a FHA refi? In most cases borrowers will be required to pay the mortgage insurance, however if you have more than 10% equity in your home and you choose the 15-year FHA mortgage option then the monthly mortgage insurance is waived.
Reduce Your Mortgage Payment with a Low Fixed FHA Refi
Since the Federal Reserve has committed buying more mortgages FHA rates have fallen to new record lows. FHA refinance opportunities continue to meets the needs of homeowners who have struggled with credit issues that have prevented them from qualifying with a conventional lender.
Get Help from FHA Refi Experts Online No Cost and No Obligation to Apply.
2 out of 3 FHA refis are approved.
The era of record lows for FHA refinancing will not last forever. Don't get caught with a rising adjustable rate mortgage. If you have at least a 500 fico, there is a good chance that you have the credentials to be approved for a low rate FHA refi.
15-Year FHA Refi Rates starting at 3.5%
More Flexible Credit Guidelines
Choose from Hybrid Loans 3/1 or 5/1 ARM's
Bad Credit Approved with FHA Refinancing
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FHA Refi Product Information and Government Financing News
FHA refinance rates have fallen to 4.125% on 30-year mortgages with a term guaranteeing fixed interest for the life of the loan! Remember that there is never a penalty for refinancing or early pay-off with FHA loans.
