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Oregon FHA Mortgage Loan Limits for Home Lending by County

Oregon FHA loan limits start at $271,050 for one family homes in the state refinance or purchase transactions. Oregon mortgage rates remain competitive with low interest rates for purchasing and home refinancing. High cost areas like Portland, Jackson and Deschutes County could see a loan limit increase that raises the level to $417,000. The FHA mortgage rates for refinancing variable rate loans and consolidating revolving bills is phenomenal and many homeowners are reporting monthly savings because of the reduced interest rates. Many first time home buyers in Oregon will use FHA financing because the underwriters only require a 3.5% down-payment.

County Name

State

1-Family

2-Family

3-Family

4-Family

Median Sale Price

COOS

OR

$271,050

$347,000

$419,425

$521,250

$140,000

LINCOLN

OR

$276,000

$353,300

$427,100

$530,750

$176,000

BAKER

OR

$271,050

$347,000

$419,425

$521,250

$117,000

HARNEY

OR

$271,050

$347,000

$419,425

$521,250

$108,000

JACKSON

OR

$279,450

$357,750

$432,400

$537,400

$210,000

GRANT

OR

$271,050

$347,000

$419,425

$521,250

$82,000

GILLIAM

OR

$271,050

$347,000

$419,425

$521,250

$98,000

POLK

OR

$271,050

$347,000

$419,425

$521,250

$180,000

DESCHUTES

OR

$305,900

$391,600

$473,350

$588,250

$239,000

WASHINGTON

OR

$362,250

$463,750

$560,550

$696,650

$281,000

JEFFERSON

OR

$271,050

$347,000

$419,425

$521,250

$120,000

MULTNOMAH

OR

$362,250

$463,750

$560,550

$696,650

$281,000

LINN

OR

$271,050

$347,000

$419,425

$521,250

$145,000

HOOD RIVER

OR

$371,450

$475,500

$574,800

$714,350

$265,000

CLACKAMAS

OR

$362,250

$463,750

$560,550

$696,650

$281,000

CLATSOP

OR

$281,750

$360,700

$436,000

$541,800

$200,000

TILLAMOOK

OR

$287,500

$368,050

$444,900

$552,900

$190,000

UMATILLA

OR

$271,050

$347,000

$419,425

$521,250

$138,000

WALLOWA

OR

$271,050

$347,000

$419,425

$521,250

$161,000

SHERMAN

OR

$271,050

$347,000

$419,425

$521,250

$131,000

CURRY

OR

$327,750

$419,550

$507,150

$630,300

$188,000

UNION

OR

$271,050

$347,000

$419,425

$521,250

$129,000

WHEELER

OR

$271,050

$347,000

$419,425

$521,250

$91,000

BENTON

OR

$299,000

$382,750

$462,650

$575,000

$255,000

JOSEPHINE

OR

$271,050

$347,000

$419,425

$521,250

$177,000

MORROW

OR

$271,050

$347,000

$419,425

$521,250

$138,000

DOUGLAS

OR

$271,050

$347,000

$419,425

$521,250

$145,000

KLAMATH

OR

$271,050

$347,000

$419,425

$521,250

$125,000

WASCO

OR

$271,050

$347,000

$419,425

$521,250

$145,000

MARION

OR

$271,050

$347,000

$419,425

$521,250

$180,000

YAMHILL

OR

$362,250

$463,750

$560,550

$696,650

$281,000

LANE

OR

$271,050

$347,000

$419,425

$521,250

$200,000

MALHEUR

OR

$271,050

$347,000

$419,425

$521,250

$128,000

COLUMBIA

OR

$362,250

$463,750

$560,550

$696,650

$281,000

CROOK

OR

$271,050

$347,000

$419,425

$521,250

$140,000

LAKE

OR

$271,050

$347,000

$419,425

$521,250

$91,000

 

 
 

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