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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.
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Jersey Lending Resources |
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New Jersey Mortgages with Higher Loan Amounts from FHA New Jersey Mortgage Lenders Offering Low Rates & Excellent Service.
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Mortgage rates in Jew Jersey remain favorable for local residents and that continues to drive FHA loan applications across the state. Jersey homeowners like the flexible FHA guidelines.
Compare FHA Rates in Tri-State Region
In New Jersey, FHA loan limits range from $420,000 to $625,500 for single family homes in the state for purchase or mortgage refinance options. New Jersey mortgage rates remain competitive with low interest rates for purchasing and home refinancing. Check the 2013 FHA Limits.
High cost areas like Ocean City, Monmouth and Morris County could see a loan limit increase that raises the level to $600,000. New Jersey mortgage rates are available at 2.75% on 15-year terms (APR 2.87%) and 3.25% on 30-year terms (APR 3.39%). With New Jersey mortgage rates falling to such low levels, we have seen a spike in refinancing and home loan applications online. FHA limits in New Jersey remain high, so take advantage of government insured loans that only require a small down-payment. |
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New Jersey County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
OCEAN |
NJ |
$453,750 |
$580,850 |
$702,150 |
$872,600 |
MONMOUTH |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
SOMERSET |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
MIDDLESEX |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
BERGEN |
NJ |
$487,500 |
$624,100 |
$754,350 |
$937,500 |
HUDSON |
NJ |
$405,000 |
$518,450 |
$626,700 |
$778,850 |
PASSAIC |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
ESSEX |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
UNION |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
MORRIS |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
SUSSEX |
NJ |
$440,000 |
$563,250 |
$680,850 |
$846,150 |
HUNTERDON |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
CAPE MAY |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
ATLANTIC |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
CAMDEN |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
BURLINGTON |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
GLOUCESTER |
NJ |
$420,000 |
$537,650 |
$649,900 |
$807,700 |
SALEM |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
MERCER |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
CUMBERLAND |
NJ |
$625,500 |
$934,200 |
$1,129,250 |
$1,403,400 |
WARREN |
NJ |
$402,500 |
$515,250 |
$622,850 |
$774,050 |
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© 2008 to 2016 - FHAHomeLoanRefinancing.com - This is a website and does not guarantee loans online. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z nor a commitment to lend. Certain restrictions and requirements may apply. - Site Disclosures
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