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Home Safe Program in Georgia

Now is a great time to finance a second home in Georgia. Interest rates are low and property values appear to be headed in the right direction. Who wouldn't want a vacation home in Georgia?


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Georgia FHA Mortgage Loan Limits for Home Lending by County

FHA loan limits in Georgia begin at $200,160 for primary residence 1-family homes for home buying or refinance mortgages. Georgia interest rates remain competitive with low fixed mortgage rates for refinancing residential real estate. FHA loan limits in Georgia are scheduled to be raised up to $417,000 for single family homes located in high cost counties. First time home buyers in Georgia like FHA because the 2013 loan limits offer more purchase power than other traditional finance programs allow. East Coast homeowners like the reasonable fixed rates that the FHA program has to offer. Most lenders anticipate that Georgia borrowers will flock to the 85% cash out refinance loans once the loan limits are raised.

Georgia County Name

State

One-Family

Two-Family

Three-Family

Four-Family

LEE

GA

$200,160

$256,248

$309,744

$384,936

BAKER

GA

$200,160

$256,248

$309,744

$384,936

WORTH

GA

$200,160

$256,248

$309,744

$384,936

TERRELL

GA

$200,160

$256,248

$309,744

$384,936

DOUGHERTY

GA

$200,160

$256,248

$309,744

$384,936

CAMDEN

GA

$200,160

$256,248

$309,744

$384,936

UPSON

GA

$200,160

$256,248

$309,744

$384,936

BALDWIN

GA

$200,160

$256,248

$309,744

$384,936

HANCOCK

GA

$200,160

$256,248

$309,744

$384,936

COBB

GA

$252,890

$284,834

$346,060

$399,300

PIKE

GA

$252,890

$284,834

$346,060

$399,300

BUTTS

GA

$252,890

$284,834

$346,060

$399,300

HEARD

GA

$252,890

$284,834

$346,060

$399,300

HENRY

GA

$252,890

$284,834

$346,060

$399,300

LAMAR

GA

$252,890

$284,834

$346,060

$399,300

BARROW

GA

$252,890

$284,834

$346,060

$399,300

BARTOW

GA

$252,890

$284,834

$346,060

$399,300

COWETA

GA

$252,890

$284,834

$346,060

$399,300

DAWSON

GA

$252,890

$284,834

$346,060

$399,300

DEKALB

GA

$252,890

$284,834

$346,060

$399,300

FULTON

GA

$252,890

$284,834

$346,060

$399,300

JASPER

GA

$252,890

$284,834

$346,060

$399,300

NEWTON

GA

$252,890

$284,834

$346,060

$399,300

WALTON

GA

$252,890

$284,834

$346,060

$399,300

CARROLL

GA

$252,890

$284,834

$346,060

$399,300

CLAYTON

GA

$252,890

$284,834

$346,060

$399,300

DOUGLAS

GA

$252,890

$284,834

$346,060

$399,300

FAYETTE

GA

$252,890

$284,834

$346,060

$399,300

FORSYTH

GA

$252,890

$284,834

$346,060

$399,300

PICKENS

GA

$252,890

$284,834

$346,060

$399,300

CHEROKEE

GA

$252,890

$284,834

$346,060

$399,300

GWINNETT

GA

$252,890

$284,834

$346,060

$399,300

HARALSON

GA

$252,890

$284,834

$346,060

$399,300

PAULDING

GA

$252,890

$284,834

$346,060

$399,300

ROCKDALE

GA

$252,890

$284,834

$346,060

$399,300

SPALDING

GA

$252,890

$284,834

$346,060

$399,300

MERIWETHER

GA

$252,890

$284,834

$346,060

$399,300

HABERSHAM

GA

$200,160

$256,248

$309,744

$384,936

HALL

GA

$200,160

$256,248

$309,744

$384,936

GORDON

GA

$200,160

$256,248

$309,744

$384,936

WAYNE

GA

$200,160

$256,248

$309,744

$384,936

BULLOCH

GA

$200,160

$256,248

$309,744

$384,936

THOMAS

GA

$200,160

$256,248

$309,744

$384,936

WARE

GA

$200,160

$256,248

$309,744

$384,936

PIERCE

GA

$200,160

$256,248

$309,744

$384,936

HARRIS

GA

$200,160

$256,248

$309,744

$384,936

MARION

GA

$200,160

$256,248

$309,744

$384,936

MUSCOGEE

GA

$200,160

$256,248

$309,744

$384,936

CHATTAHOOCHEE

GA

$200,160

$256,248

$309,744

$384,936

IRWIN

GA

$200,160

$256,248

$309,744

$384,936

 
 

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For current offers and rates, check with licensed mortgage lenders in Georgia