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Now is a great time to finance a second home in Georgia. Interest rates are low and property values appear to be headed in the right direction. Who wouldn't want a vacation home in Georgia?
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Georgia FHA Mortgage Loan Limits for Home Lending by County
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FHA loan limits in Georgia begin at $200,160 for primary residence 1-family homes for home buying or refinance mortgages. Georgia interest rates remain competitive with low fixed mortgage rates for refinancing residential real estate. FHA loan limits in Georgia are scheduled to be raised up to $417,000 for single family homes located in high cost counties. First time home buyers in Georgia like FHA because the 2013 loan limits offer more purchase power than other traditional finance programs allow. East Coast homeowners like the reasonable fixed rates that the FHA program has to offer. Most lenders anticipate that Georgia borrowers will flock to the 85% cash out refinance loans once the loan limits are raised.
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Georgia County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
LEE |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BAKER |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
WORTH |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
TERRELL |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
DOUGHERTY |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CAMDEN |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
UPSON |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BALDWIN |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
HANCOCK |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
COBB |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
PIKE |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
BUTTS |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
HEARD |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
HENRY |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
LAMAR |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
BARROW |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
BARTOW |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
COWETA |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
DAWSON |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
DEKALB |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
FULTON |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
JASPER |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
NEWTON |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
WALTON |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
CARROLL |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
CLAYTON |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
DOUGLAS |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
FAYETTE |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
FORSYTH |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
PICKENS |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
CHEROKEE |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
GWINNETT |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
HARALSON |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
PAULDING |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
ROCKDALE |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
SPALDING |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
MERIWETHER |
GA |
$252,890 |
$284,834 |
$346,060 |
$399,300 |
HABERSHAM |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
HALL |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
GORDON |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
WAYNE |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
BULLOCH |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
THOMAS |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
WARE |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
PIERCE |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
HARRIS |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
MARION |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
MUSCOGEE |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
CHATTAHOOCHEE |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
IRWIN |
GA |
$200,160 |
$256,248 |
$309,744 |
$384,936 |
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© 2008 to 2016 - FHAHomeLoanRefinancing.com - This is a website and does not guarantee loans online. This is not an advertisement for credit as defined by paragraph 226.24 of regulation Z nor a commitment to lend. Certain restrictions and requirements may apply. - Site Disclosures
For current offers and rates, check with licensed mortgage lenders in Georgia
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