District Columbia FHA loan limits range from $271,050 to $729,750 for one family home in the state for purchase or mortgage refinance loans. FHA loan limits in District Columbia are scheduled to remain in the $700,000 range for high cost counties in 2015. District Columbia interest rates remain competitive for FHA and Fannie Mae loan products with historically low fixed rates for purchasing and refinancing residential real estate. Stated income loans have become out of favor across the state, so the trend or lenders is to require proof of liquid assets with limited and no income documentation home loans.
Many consumers residing in the Washington DC area are taking a second look at FHA for financing as a 1st time homebuyer. The market is changing fast and it looks like FHA may be the closed thing to 100% home financing for non-veteran borrowers. FHAHLR can help you shop DC lenders that offer competitive FHA mortgages for people with all types of credit backgrounds.
FHA cash out refinancing for debt consolidation is not always difficult to qualify for if you can stay below 85% loan to value and your mortgage history on your credit report indicates that you have the ability and willingness to make your mortgage payments on time each month.
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
DISTRICT OF COL |
DC |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan. Don't delay the inevitable and refinance your ARM into secure payment with a fixed interest rate.
Check out FHA Refinancing & Debt Consolidation.
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Talk to HUD approved FHA mortgage lenders who pride themselves in offering the best FHA mortgage rates online. We provide secure fixed rate FHA loans for refinancing ARM's into thirty year mortgages with fixed payments that you can afford paying every month.
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Now is the time to refinance your bills and high rate loans into a fixed rate FHA loan.
FHA home loans are easy to qualify for because FHA mortgage loans allow bad credit is allowed and you virtually no equity is required to refinance.
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The interest rates for FHA refinance and home purchase loans remain competitive and comparable to conventional Fannie Mae mortgage rates.
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Borrowers are given fixed rate grace with exceptions for qualifying made for borrowers who were not late prior to their mortgage adjusting.
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State Home Mortgage Loan Limits for FHA Lending
A few years ago, FHA and Congress pushed through an emergency lending bill that extended FHA loan amounts across the country. Earlier this year, consumers received some good news from HUD with the economic stimulus package that mandated a dramatic increase for conforming and FHA limits. The higher loan amounts should help thousands of homeowners refinance into better mortgages. Most FHA lenders were praying that 2014 FHA loan limits will remain at 2013 levels. Last year, the U.S. government announced that HUD will continue to recognize the FHA Limits from the previous year. The limits in 2012 were reduced temporarily on FHA loan refinances and purchase mortgages until Congress passed an emergency bill that reverted to the higher limits from the previous year. Going forward this year and beyond you can expect competitive rates for FHA refinancing and buying. FHA home loans for bad credit may not last forever, so if you have credit scores below 620, we suggest you review your eligibility with an experienced lending professional that is approved with the Federal Housing Administration.
The state pages below are listing of the FHA single family mortgage limits. The loan limits were referenced from the FHA's department’s automated underwriting system online. Since mortgage limits can change frequently, please contact your loan officer to verify applicable loan increases. (See www.hud.gov ). All Loans subject to FHA loan limits by state and county.
© 2008 to 2013 - FHLR. Trade/service marks are the property of FHAHomeLoanRefinancing.com, or their respective loan subsidiaries. Some FHA mortgage products may not be available in all states.
This is a website and does not guarantee FHA loan approvals online. FHAHomeloanRefinancing.com does not make FHA home loans online. This site does not pre-qualify or guarantee approvals on FHA mortgages but our services can refer you to approved FHA lenders. FHAHomeloanRefinancing.com has no affiliation with FHA or any other government subsidiary. This is not an advertisement for credit as defined. This is not a commitment to lend. Certain restrictions and requirements may apply. - Site Disclosures Rates are subject to change on home loans with a FHA refinance.
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