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Virginia FHA Loan Limits in 2014
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Congress recently announced the 2014 loan limits on FHA mortgages in the Commonwealth of Virginia. Find your county and understand more about how much FHA will lend you in Virginia. Borrowing with government loans like FHA can seem complicated if you don't understand the FHA restrictions in Virginia. Virginia FHA limits are higher than most states, so consider FHA for refinancing or new house purchasing. Mortgage rates for Virginia home buying decreased again recently, so many lenders are reporting a significantly higher volume of FHA applications compared with the previous year.
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Name |
County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
NON-METRO |
ACCOMACK |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
CHARLOTTESVILLE, VA (MSA) |
ALBEMARLE |
VA |
$437,000 |
$559,450 |
$676,200 |
$840,400 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
ALEXANDRIA |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NON-METRO |
ALLEGHANY |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
RICHMOND, VA (MSA) |
AMELIA |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
LYNCHBURG, VA (MSA) |
AMHERST |
VA |
$292,100 |
$373,950 |
$452,000 |
$561,700 |
LYNCHBURG, VA (MSA) |
APPOMATTOX |
VA |
$292,100 |
$373,950 |
$452,000 |
$561,700 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
ARLINGTON |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
STAUNTON-WAYNESBORO, VA (MICRO) |
AUGUSTA |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
BATH |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
LYNCHBURG, VA (MSA) |
BEDFORD |
VA |
$292,100 |
$373,950 |
$452,000 |
$561,700 |
LYNCHBURG, VA (MSA) |
BEDFORD IND |
VA |
$292,100 |
$373,950 |
$452,000 |
$561,700 |
NON-METRO |
BLAND |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
ROANOKE, VA (MSA) |
BOTETOURT |
VA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
KINGSPORT-BRISTOL-BRISTOL, TN-VA (MSA) |
BRISTOL |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
BRUNSWICK |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
BUCHANAN |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
BUCKINGHAM |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
BUENA VISTA |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
LYNCHBURG, VA (MSA) |
CAMPBELL |
VA |
$292,100 |
$373,950 |
$452,000 |
$561,700 |
RICHMOND, VA (MSA) |
CAROLINE |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
NON-METRO |
CARROLL |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
RICHMOND, VA (MSA) |
CHARLES CITY |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
NON-METRO |
CHARLOTTE |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
CHARLOTTESVILLE, VA (MSA) |
CHARLOTTESVILLE |
VA |
$437,000 |
$559,450 |
$676,200 |
$840,400 |
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC (MSA) |
CHESAPEAKE |
VA |
$458,850 |
$587,400 |
$710,050 |
$882,400 |
RICHMOND, VA (MSA) |
CHESTERFIELD |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
CLARKE |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NON-METRO |
CLIFTON FORGE |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
RICHMOND, VA (MSA) |
COLONIAL HEIGHT |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
NON-METRO |
COVINGTON |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
ROANOKE, VA (MSA) |
CRAIG |
VA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
CULPEPER, VA (MICRO) |
CULPEPER |
VA |
$382,500 |
$489,650 |
$591,900 |
$735,600 |
RICHMOND, VA (MSA) |
CUMBERLAND |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
DANVILLE, VA (MSA) |
DANVILLE |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
DICKENSON |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
RICHMOND, VA (MSA) |
DINWIDDIE |
VA |
$535,900 |
$686,050 |
$829,250 |
$1,030,600 |
NON-METRO |
EMPORIA |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
NON-METRO |
ESSEX |
VA |
$375,000 |
$480,050 |
$580,300 |
$721,150 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
FAIRFAX |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
FAIRFAX IND |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
FALLS CHURCH |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
FAUQUIER |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NON-METRO |
FLOYD |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
CHARLOTTESVILLE, VA (MSA) |
FLUVANNA |
VA |
$437,000 |
$559,450 |
$676,200 |
$840,400 |
ROANOKE, VA (MSA) |
FRANKLIN |
VA |
$280,000 |
$358,450 |
$433,250 |
$538,450 |
NON-METRO |
FRANKLIN IND |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
WINCHESTER, VA-WV (MSA) |
FREDERICK |
VA |
$475,000 |
$608,100 |
$735,050 |
$913,450 |
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV METRO |
FREDERICKSBURG |
VA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
NON-METRO |
GALAX |
VA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
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FHA Loan Limits 2014 | No Closing Cost FHA Loans | No Cost FHA Loans
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