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California Lending Resources
Purchase Mortgage
Home Buying with Bad Credit
How to Finance a House with Bad Credit
Buy a Home with No Down Payment
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California FHA Loan Limits
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HUD left the California FHA loan limits unchanged in 2014 for government purchase and refinance mortgage programs. Having access to $600,000 FHA loans helps many borrowers in the high cost regions of California.
California mortgage loans have been difficult for many borrowers in the state, because so many residents are used to stated income loans. Many borrowers will need to get California jumbo loans as well, because the loan amounts will exceed the 2014 FHA loan limits for California.
New home buyers will need to put down 3.5% to 5% depending upon their credit.
California mortgage rates remain favorable for refinancing and purchase loans. According to Zillow, FHA interest rates are available at 4.25% on a thirty-year term with a fixed interest rate. Ask your loan officer about specific 2014 FHA loan limits for your county.
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County Name |
State |
One-Family |
Two-Family |
Three-Family |
Four-Family |
KERN |
CA |
$368,750 |
$472,050 |
$570,600 |
$709,150 |
INYO |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
BUTTE |
CA |
$400,000 |
$512,050 |
$618,950 |
$769,250 |
LAKE |
CA |
$401,250 |
$513,650 |
$620,900 |
$771,650 |
DEL NORTE |
CA |
$311,250 |
$398,450 |
$481,650 |
$598,550 |
IMPERIAL |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
HUMBOLDT |
CA |
$393,750 |
$504,050 |
$609,300 |
$757,200 |
FRESNO |
CA |
$381,250 |
$488,050 |
$589,950 |
$733,150 |
KINGS |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
MADERA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
MERCED |
CA |
$472,500 |
$604,900 |
$731,150 |
$908,650 |
STANISLAUS |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
NAPA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
MONO |
CA |
$529,000 |
$677,200 |
$818,600 |
$1,017,300 |
GLENN |
CA |
$287,500 |
$368,050 |
$444,900 |
$552,900 |
MODOC |
CA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
COLUSA |
CA |
$397,500 |
$508,850 |
$615,100 |
$764,400 |
PLUMAS |
CA |
$410,000 |
$524,850 |
$634,450 |
$788,450 |
ALPINE |
CA |
$547,500 |
$700,900 |
$847,200 |
$1,052,900 |
AMADOR |
CA |
$443,750 |
$568,050 |
$686,650 |
$853,350 |
SIERRA |
CA |
$304,750 |
$390,100 |
$471,550 |
$586,050 |
TRINITY |
CA |
$271,050 |
$347,000 |
$419,425 |
$521,250 |
MARIPOSA |
CA |
$412,500 |
$528,050 |
$638,300 |
$793,250 |
SISKIYOU |
CA |
$293,750 |
$376,050 |
$454,550 |
$564,900 |
CALAVERAS |
CA |
$462,500 |
$592,050 |
$715,700 |
$889,450 |
VENTURA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
TUOLUMNE |
CA |
$437,500 |
$560,050 |
$677,000 |
$841,350 |
TEHAMA |
CA |
$312,500 |
$400,050 |
$483,550 |
$600,950 |
SHASTA |
CA |
$423,750 |
$542,450 |
$655,700 |
$814,900 |
RIVERSIDE |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
SAN BERNARDINO |
CA |
$500,000 |
$640,100 |
$773,700 |
$961,550 |
YOLO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
PLACER |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
EL DORADO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
SACRAMENTO |
CA |
$580,000 |
$742,500 |
$897,500 |
$1,115,400 |
MONTEREY |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN DIEGO |
CA |
$697,500 |
$892,950 |
$1,079,350 |
$1,341,350 |
SAN BENITO |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA CLARA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SAN LUIS OBISPO |
CA |
$687,500 |
$880,100 |
$1,063,850 |
$1,322,150 |
SANTA BARBARA |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SANTA CRUZ |
CA |
$729,750 |
$934,200 |
$1,129,250 |
$1,403,400 |
SONOMA |
CA |
$662,500 |
$848,100 |
$1,025,200 |
$1,274,050 |
SAN JOAQUIN |
CA |
$488,750 |
$625,700 |
$756,300 |
$939,900 |
LASSEN |
CA |
$285,000 |
$364,850 |
$441,000 |
$548,050 |
NEVADA |
CA |
$562,500 |
$720,100 |
$870,450 |
$1,081,750 |
MENDOCINO |
CA |
$512,500 |
$656,100 |
$793,050 |
$985,600 |
SOLANO |
CA |
$557,500 |
$713,700 |
$862,700 |
$1,072,150 |
TULARE |
CA |
$325,000 |
$416,050 |
$502,900 |
$625,000 |
YUBA |
CA |
$425,000 |
$544,050 |
$657,650 |
$817,300 |
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FHA Home Loan Refinancing Corporation, 3 Mason, Ste B, Irvine California 92618
FHA Loan Limits 2014 | No Closing Cost FHA Loans | No Cost FHA Loans
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